₹0 credit history.
₹0 salary proof.
750 CIBIL score.

Your parents waited 10 years for credit.
You won't.

⚡️ Takes exactly 2 minutes.

•••• ••••
📱

Let's verify it's you

We'll send a quick verification code

+91
🔐

Quick — enter the code

Sent to +91 98765 43210

Reading OTP from Messages...
Auto-verifying...
🪪

Almost there — PAN check

Required for credit card issuance

💰

Now the fun part

Your FD amount = Your credit limit

₹5,000
₹999₹1,00,000
Monthly Interest ₹34
Annual Yield (8.2%) ₹410
Credit Limit ₹5,000
🛡️ DICGC Insured up to ₹5 Lakh 🏦 Partner Small Finance Bank

🎉 Level 1: Credit Builder Unlocked

Your CIBIL journey starts NOW

RuPay
•••• •••• •••• 2247
ARJUN MEHTA03/29
Notifications3 new
✅
October bill auto-settled ₹1,550 debited from Savings • 2h ago
📈
CIBIL updated: +12 points New score: 750 • Yesterday
💰
FD interest credited ₹34.16 added to your FD • 3 days ago
🛡️
Security check passed Your account is secure • 5 days ago
Refreshing...
Arjun, your money's working 💪
CIBIL Score
682
Good • Climbing 📈
RuPay
•••• •••• •••• 2247
ARJUN MEHTA03/29
Available Limit ₹5,000
Total Limit: ₹5,000 0% Utilized
💰 FD Balance ₹5,000
🔥 Interest Earned ₹34.16

Recent Transactions

Scan QR Code

Point your camera at a UPI QR code

Payment
🛒
QuickMart Store
quickmart@upi
Bill Amount
₹190
🔄 Round-Up Engine
Bill Amount ₹190
Rounded Up To ₹200
Extra → Your FD 💰 +₹10
The ₹10 round-up goes straight to your FD, growing your deposit & credit limit automatically!
Total Debited
₹200
₹190 to merchant • ₹10 to your FD
Payment Successful
₹200
Paid to QuickMart Store
🛒 Merchant₹190
💰 Added to FD+₹10
📊 New FD Balance₹5,010
🔥 14 day saving streak!

Virtual Card

6521 0034 8891 2247
CARD HOLDERARJUN MEHTA
VALID THRU03/29
RuPay
CVV •••

Virtual card — use via UPI or online payments only

caardXRuPay
Card TypeVirtual RuPay Credit
Credit Limit₹5,000
Available₹3,450
Status● Active

History

☕
You love coffee ₹840 spent on Food & Drink this month

Auto-Settle

Your card paid itself again ✨

📄
Bill Generated
₹1,550
🏦
Check Savings
Balance: ₹12,400
✅
Debit Savings
₹1,550 debited
📊
CIBIL Updated
On-time payment ✓
🔥
6 Month Streak!
On-Time Payments → CIBIL 750+ Achieved 🎉

Settlement History

CIBIL Tracker

Your score's climbing 📈

0
CIBIL Score

Settings

Appearance

Dark Mode

Sleek dark theme

Auto-Settle

E-Mandate Status

Auto-debit authorization

Settlement Preference

Choose primary source

Fixed Deposit

Current FD

₹5,000

Linked Bank

●●●● ●●●● 4521 — SBI

● Linked

Notifications

Bill Reminders

Before settlement date

Score Updates

Monthly CIBIL changes

Transaction Alerts

Real-time spend alerts

Account

Arjun Mehta

+91 98765 43210

PAN

ABCPM••••F